Benefit from daily flexibility and secure returns with overnight deposits.
Take advantage of competitive overnight deposit offers with interest rates of up to 3.10%. We offer you attractive rates that allow your capital to grow securely and profitably. Thanks to our exclusive partnerships, you gain access to first-class conditions. Start investing today and benefit from flexible interest earnings on your savings.
Overnight deposit investments provide flexible and instant access to your funds while offering modest interest returns with minimal risk.
Enjoy regularly adjusted interest rates and the safety of a stable financial product. Our overnight deposit options provide a simple, flexible way to grow your funds — without commitment and with minimal risks.
Overnight deposits are a flexible, secure investment solution, ideal for those who want short-term access to their funds without risk. You benefit from attractive interest rates that adjust regularly and can withdraw your money at any time without penalties or waiting periods. This type of investment offers the perfect balance between return and liquidity.
An overnight deposit account offers the perfect balance between security and flexibility. Unlike fixed-term deposits, your funds remain accessible at all times while still earning competitive interest. Whether you're looking to park excess cash, manage liquidity, or take advantage of changing interest rates, an overnight deposit ensures you stay in control of your savings.
Although often seen as conservative, overnight deposits can help offset inflation during high-interest phases, particularly with banks offering above-average rates.
Some banks offer overnight deposit accounts that finance sustainable projects. This allows you to park your money short-term while supporting environmentally or socially responsible initiatives.
Investors use overnight deposits strategically to keep capital ready for spontaneous market opportunities, allowing them to make quick investments without selling other assets prematurely.
| Feature | Fixed Deposit | Overnight Deposit |
|---|---|---|
| Early access | Not allowed | Available anytime |
| Interest rate | Typically higher | Variable, may rise or fall |
| Minimum deposit | Required (e.g., €10,000–€25,000) | Low minimum deposit |
| Term | Fixed (e.g., 6 months to 10 years) | Unlimited, available daily |
| Security | High, fixed interest | Subject to rate fluctuations |
| Flexibility | Funds locked for the term | Full access at all times |